ពិធីការពិន្ទុឥណទានគ្រីបតូ CreDA ចាប់ដៃគូជាមួយ FilDA

 To offer Leveraged and Low-Collateral Lending

Users of CreDA’s platform can now earn industry-beating lending rates through FilDA based on their Crypto Credit Score

NEW YORK, Jan. 13, 2022 (GLOBE NEWSWIRE) — CreDA (Credit DeFi Alliance), the leading decentralized credit rating service and FilDA, the largest ever DeFi lending platform on HECO with a peak TVL of over $2 billion USD, have partnered to offer exclusive lending rates to CreDA users. Users who mint their Crypto Credit Score as a Credit NFT (cNFT) will have access to leveraged lending and low or no-collateral loans directly within the CreDA platform.

ភាពជាដៃគូនេះកើតឡើងតែប៉ុន្មានខែប៉ុណ្ណោះបន្ទាប់ពី CreDA បានដាក់ឱ្យដំណើរការជាផ្លូវការនូវវេទិការបស់ខ្លួន និងបង្ហាញពីតម្លៃដែល Crypto Credit Scores អាចមានដោយការដកចេញនូវឧបសគ្គជាច្រើននៅក្នុងធនាគារបែបប្រពៃណី និងទំហំ DeFi ។ យោងតាមធនាគារអាមេរិក អ្នកប្រើប្រាស់ជាង 200 លាននាក់ឥឡូវនេះគឺជាផ្នែកនៃពិភពទ្រព្យសកម្មឌីជីថល ប៉ុន្តែស្ថាប័នហិរញ្ញវត្ថុតិចតួចណាស់ដែលផ្តល់ប្រាក់កម្ចីដល់ពួកគេ។ សូម្បីតែនៅក្នុងលំហ DeFi ក៏ដោយ អ្នកឱ្យខ្ចីធ្វើប្រតិបត្តិការក្នុងលក្ខណៈហួសវត្ថុបញ្ចាំ ជាមួយនឹងសមាមាត្រកម្ចីទៅតម្លៃធម្មតា (LTV) ក្រោម 50 ភាគរយ។

យកគំរូតាមភ្នាក់ងារឥណទានអ្នកប្រើប្រាស់បែបប្រពៃណី CreDA ណែនាំគំនិតនៃពិន្ទុឥណទានផ្ទាល់ខ្លួនទៅក្នុងប្រព័ន្ធអេកូហិរញ្ញវត្ថុវិមជ្ឈការ (DeFi) ចំនួន 250 ពាន់លានដុល្លារ។

ដោយប្រើប្រាស់ហេដ្ឋារចនាសម្ព័ន្ធ blockchain ដែលមានស្រាប់ CreDA ផ្តល់នូវស្ថាបត្យកម្មជឿទុកចិត្តសម្រាប់ប្រព័ន្ធ MetaFi វ័យក្មេង និងងាយនឹងបង្កជាហេតុដែលរួមមានតំបន់ដែលកំពុងរីកចម្រើនដូចជា DeFi, GameFi និង SocialFi ។

“While our core business is focused on supporting the overall ecosystem through trusted and verifiable credit scoring, ours is a new concept for this space. By partnering with FilDA we hope to demonstrate the value and viability of the CreDA Credit Score to reward both users and lending institutions by brokering more transparent and trusted relationships,” explains Fakhul Miah, incoming Chief Executive Officer. “We like to say that we’re finally giving credit where credit is due.”

របៀបទទួលបានប្រាក់កម្ចីដែលមានអានុភាព ទាប ឬគ្មានវត្ថុបញ្ចាំ

CreDA អនុញ្ញាតឱ្យអ្នកប្រើប្រាស់ភ្ជាប់កាបូបរបស់ពួកគេ បញ្ចូលឥណទាន NFT (cNFT) និងខ្ចីក្នុងអត្រាការប្រឆាំងឧស្សាហកម្ម ទាំងអស់ពីក្នុងវេទិកាតែមួយ។

CreDA provides on-chain credit ratings using the CreDA Oracle, which employs artificial intelligence (AI) to examine the user’s assets, historical transactions and behavior in the crypto space across multiple blockchains. This data is used to calculate a credit score that is then minted into a secure non-fungible token called a credit NFT (cNFT). The cNFT enables the user to unlock preferential rates and incentives.

The FilDA partnership lets users access leveraged lending and low or even no-collateral loans based on the users Crypto Credit Score. The score represents a user’s ability and willingness to pay back loans, de-risking Filda’s exposure and rewarding the user for good on-chain behavior.

One major focus for CreDA is ensuring a safe and secure experience for users. To do this, data is fully protected, secured by industry leading, W3C compliant Decentralized Identifications (DIDs), which are linked to a user’s cNFT. CreDA recently underwent a strict security audit with leading blockchain security group, CertiK.

អំពី CreDA

ត្រូវបានបង្កើតឡើងនៅលើបណ្តាញ Ethereum Layer 2, CreDA ដំណើរការលើ Arbitrum ជាមួយអ្នកអភិវឌ្ឍន៍ដែលមានគោលបំណងបើកដំណើរការនៅទូទាំងខ្សែសង្វាក់ជាច្រើនរួមមាន BSC (Binance Smart Chain), Ethereum mainnet និង ESC (Elastos Sidechain) នៅក្នុង Q1 នៃឆ្នាំ 2022 ជាមួយនឹងច្រើនទៀតដែលត្រូវតាមដានពេញមួយឆ្នាំ។

CreDA’s Credit Oracle has already retrieved the data of billions of on-chain activities related to more than 90 million addresses across the largest blockchains. This large initial data pool helps to build a reliable and trusted credit model that will continue improving as more data is collected from additional chains and users who connect and mint their credit scores. The CreDA protocol is designed to compute a user’s Crypto Credit Score while protecting their identity through the use of a DID, which does away with KYC (know your customer) checks.

The aim for the CreDA protocol is to eventually combine traditional (off-chain) and blockchain (on-chain) data to compute a holistic user credit score that allows for more flexibility and access between people’s virtual and ‘real world’ lives. This will become even more relevant as technology advances and society continues to embrace virtual spaces, such as the Metaverse.

“As Benjamin Franklin once said, ‘If you want to know the value of money, try borrowing some!’ said Cassie Zhang, Chief Operating Officer during CreDA’s launch in late 2021.

“The DeFi landscape is quickly evolving, but there is still one factor that is missing — credibility. The CreDA protocol enables DeFi and other Web 3 platforms to model risk profiles across their user base and offer personalized rates and services, making them more competitive versus industry peers.”

តំណភ្ជាប់សង្គម

ក្នុង Twitter: https://twitter.com/credafinance

LinkedIn: https://www.linkedin.com/company/creda-finance

Discord: https://discord.com/invite/eSvTm6a6kb