ពិធីការប្រាក់កម្ចី Aave មានរបបគួរឱ្យចាប់អារម្មណ៍ តើអ្នកមិនគិតទេ?

Undoubtedly, blockchain technology has brought a lot of ways to the existing systems and even revolutionized the traditional financial systems. Once the financial systems that remained centralized for this whole time since its emergence it was under the control of authorities, and where customers had no control even over their assets. Now consider the ហិរញ្ញវត្ថុវិមជ្ឈការ system based on smart contracts that have brought drastic financial behavior changes. 

Aave (AAVE) Protocol bringing evolution in finance

ផ្អែកលើ Ethereum អេវ៉ា។ Lending Protocol is one of the emerging Defy projects that have received so much adoption and wider acceptance all around. It’s a decentralized lending system that follows the traditional system of lending, borrowing, and earning interest but has a slight twist of decentralized features that require no intermediary. What? If it is too much for you, don’t worry; let us simplify it.

Take, for instance, the scenarios of taking loans in general from any bank, where you would need to show either your credit history or collateralize an asset already under authority. Bank takes your assets as collateral, gives you at least 80% of your asset’s value, and charges you specific interest rates that it gives back to its clients, who are account holders, after taking out its cut. In this process, the banking institution has all the control over your assets, loan amounts, and the authorities related to the terms and conditions. 

How does the Aave lending protocol work?

The similar procedure អេវ៉ា។ Lending Protocol follows while having no drawbacks like banks would have, reducing the tedious process and making the process smooth and frictionless. Since it’s based upon smart contracts, it makes the process easily accessible and reliable. Aave users do not require to depend upon specific institutions or intermediary persons to manage funds on their behalf; everything is open since it’s written code and can be executed on its own after fulfilling particular conditions. Fun fact, អេវ៉ា។ in Finnish language means ‘Ghost’, where it means that the transactions, lenders and borrowers remain anonymous and private. 

អេវ៉ា។ Lending protocol lets users stake their specific digital assets and get quite high interest on their staking as an annual percentage yield (APY) upto 6%. Aave software provides the creation of គ្រីប assets lending pools that makes users able to lend or borrow different 17 available រូបិយប័ណ្ណសម្ងាត់ on the platform, out of which five are stablecoins, and the other 12 include ethereum (ETH), Basic Attention Token (BAT), and decentralized (MANA). 

Perhaps the best-known lending pool system, អេវ៉ា។ lets the participants deposit the funds they wish to lend collected in a liquidity pool. The pool is available to access by the borrowers, who then can withdraw the amount as a loan as much as they want within the pool after fulfilling the required conditions. Such conditions are like putting about 120% worth of assets as collateral in order to take out digital asset loans. 

នៅទីនេះ អេវ៉ា។ has an interesting feature called Liquidating Threshold that automatically liquidates the collateral in order to recover the value of the lent amount whenever the amount of collateral asset drops by about 82.5%. In such a case, the lender amount always remains safe. The number of អេវ tokens meant to be the governance token of the platform, where there are about 110,571 token holders, makes it quite decentralized. 

Steve Anderson គឺជាអ្នកចូលចិត្តគ្រីបអូស្រ្តាលី។ គាត់ជាអ្នកឯកទេសខាងការគ្រប់គ្រងនិងជួញដូរអស់រយៈពេលជាង ៥ ឆ្នាំ។ Steve បានធ្វើការជាពាណិជ្ជករ crypto គាត់ចូលចិត្តរៀនអំពីវិមជ្ឈការស្វែងយល់ពីសក្តានុពលពិតរបស់ blockchain ។

ប្រកាសចុងក្រោយដោយ Steve Anderson (ឃើញ​ទាំងអស់)