Topline
Federal regulators will safeguard all deposits at Silicon Valley Bank, including money that isn’t normally covered by federal deposit insurance, the Treasury Department announced Sunday evening, a rare and sweeping move designed to prevent the tech-focused bank’s rapid collapse from infecting the rest of the U.S. financial system.
ទីស្នាក់ការកណ្តាលរបស់ធនាគារ Silicon Valley នៅ Santa Clara រដ្ឋ California កាលពីថ្ងៃសុក្រ។
រូបភាព Getty
ការពិតសំខាន់
Account holders will be able to access all of their deposits on Monday, the Treasury, Federal Reserve and Federal Deposit Insurance Corporation said in a សេចក្តីថ្លែងការណ៍រួម.
The FDIC usually only insures $250,000 per account, but វាអាចប្រើបាន its funds to protect uninsured deposits if the Treasury Secretary and two-thirds of the FDIC and Federal Reserve boards determine there is a “systemic risk” to the financial system—a strategy that federal officials appeared to pursue Sunday evening.
Taxpayers will not foot the bill for the rescue plan: The banks that fund the deposit insurance system will pay for any losses incurred from protecting Silicon Valley Bank’s uninsured depositors, with the FDIC charging them a “special assessment,” according to the Treasury.
The bank’s shareholders and “certain unsecured debtholders” won’t get federal protection, and its senior management staff are no longer in place.
សហព័ន្ធបម្រុងគឺ also creating a lending program for financial institutions impacted by Silicon Valley Bank’s failure, a move it said “will bolster the capacity of the banking system to safeguard deposits and ensure the ongoing provision of money and credit to the economy.”
តង់ហ្សង់។
Signature Bank—a New York-based bank that previously focused on cryptocurrency—was also shut down by state regulators, marking the second crypto-friendly financial institution to fail in recent weeks, after ធនាគារ Silvergate. Treasury said “all depositors of this institution will be made whole” through a program similar to Silicon Valley Bank’s rescue package.
អ្វីដែលយើងមិនដឹង
Whether federal officials will find a buyer for Silicon Valley Bank, which Sen. Mark Warner (D-Va.) from the Senate Finance Committee បានហៅ "លទ្ធផលល្អបំផុត" ។ ទីភ្នាក់ងារ Bloomberg ការដេញថ្លៃបានរាយការណ៍ថានឹងមកដល់នៅរសៀលថ្ងៃអាទិត្យ។
លេខធំ
១៥១,៦ ពាន់លានដុល្លារ។ នោះគឺជាចំនួនសរុបនៃប្រាក់បញ្ញើដែលមិនមានធានារ៉ាប់រងនៅសហរដ្ឋអាមេរិកដែលកាន់កាប់ដោយធនាគារ Silicon Valley ដែលបង្កើតបានជាប្រាក់បញ្ញើភាគច្រើនរបស់ធនាគារគិតត្រឹមខែធ្នូ នេះបើយោងតាមឯកសាររបស់ FDIC ។
សាវតាសំខាន់
Silicon Valley Bank was one of the 20 largest banks in the country before it crashed Friday, following a bank run that came after the Federal Reserve’s interest rate hikes hurt the value of its assets and caused depositors to withdraw funds. Its demise marks the biggest bank failure in the U.S. since the 2008 financial crisis. Many of the bank’s clients were tech startups, and its failure impacted the already hurting industry. Amid fears the crash could create issues at other financial institutions, Yellen said Sunday that a bailout of the bank’s investors isn’t necessary, in part because this situation is less severe than the Great Recession. “The American banking system is really safe and well-capitalized, it’s resilient,” she said.
អានបន្ថែម
Yellen ច្រានចោលការសង្គ្រោះសម្រាប់ធនាគារ Silicon Valley (ទស្សនាវដ្តី Forbes)
ក្រុមហ៊ុនទាំងនេះ - Roku, Circle, Roblox និងច្រើនទៀត - បានកាន់កាប់មូលនិធិសំខាន់ៗនៅក្នុងធនាគារ Silicon Valley នៅពេលដែលវាគាំង (ទស្សនាវដ្តី Forbes)
អ្វីដែលត្រូវដឹងអំពីការដួលរលំរបស់ធនាគារ Silicon Valley - ការបរាជ័យធនាគារដ៏ធំបំផុតចាប់តាំងពីឆ្នាំ 2008 (ទស្សនាវដ្តី Forbes)
ការបរាជ័យដ៏ធំបំផុតរបស់ធនាគារចាប់តាំងពីវិបត្តិសេដ្ឋកិច្ចធំបានផ្ទុះឡើង 'ការភ័យខ្លាចនៃការឆ្លងរាលដាល' ប៉ុន្តែហានិភ័យធំនៅតែមាន (ទស្សនាវដ្តី Forbes)
SVB ត្រូវបានបិទដោយនិយតកររដ្ឋកាលីហ្វ័រញ៉ា បន្ទាប់ពីភាគហ៊ុនធនាគារគាំងចំពេលមានភាពចលាចល។ (ទស្សនាវដ្តី Forbes)
ភាគហ៊ុនរបស់ធនាគារ Silicon Valley ត្រូវបានផ្អាកបន្ទាប់ពីធ្លាក់ចុះ 64% នៅក្នុងទីផ្សារមុនទីផ្សារ—មូលនិធិ VC ប្រាប់ក្រុមហ៊ុនឱ្យដកប្រាក់ (ទស្សនាវដ្តី Forbes)
Source: https://www.forbes.com/sites/marisadellatto/2023/03/12/fdic-will-protect-all-silicon-valley-bank-deposits-after-sudden-collapse-treasury-says/