ដោះសោទ្រព្យសម្បត្តិឌីជីថលរបស់អ្នក៖ របៀបធានាប្រាក់កម្ចីទិញផ្ទះប្រឆាំងនឹងទ្រព្យសម្បត្តិឌីជីថល

Start tracking a lender that will accept digital assets as security

Finding a lender that will accept digital assets as collateral is your first step because not all lenders will. While some lenders are more traditional and have recently begun accepting digital assets as collateral, others may be lenders who specialize in loans backed by digital assets.

To find the lender that offers the best deal for you, compare them based on their interest rates, ប្រាក់កម្ចី terms, and fees. To ensure you meet the loan requirements, review ther eligibility requirements on a priority

Prepare your loan application and digital assets

Prepare your digital assets and loan application once you’ve found a lender who will accept them as collateral.

You must first estimate the value of your digital assets. Online exchanges or hiring a qualified appraiser are two options for achieving this. Make sure to record the value of your possessions and maintain records for future use.

You must then complete the lender’s loan application. Information on your digital assets, such as their value, kind, and location, will typically be needed. Additionally, you might be asked to provide financial and personal details like your employment status, income, and credit score.

Give the lender access to your digital assets

After your loan application is approved, you must transfer your digital assets to the lender. Usually, a safe digital wallet or custody platform is used for this. Your digital assets will then be kept as collateral by the lender until the total amount of the loan has been repaid.

It’s important to remember that the value of digital assets can fluctuate, so the lender might ask for more security if your digital assets’ value drops significantly while the loan is outstanding.

Get the money you borrowed

After transferring your digital assets to the lender, they will deposit the loan proceeds into your bank account. The money can then be used to buy your house or for whatever else you need.

សេចក្តីសង្ខេប

A clever way to use your digital assets to secure financing is to take a mortgage against them. However, to ensure you’re getting the best deal, it’s crucial to investigate and compare lenders thoroughly. Additionally, you should be ready to present thorough proof of your digital assets and be aware of the dangers of using volatile digital assets as collateral.

ការមិនទទួលខុសត្រូវ

ទស្សនៈ និងគំនិតដែលសរសេរដោយអ្នកនិពន្ធ ឬមនុស្សណាម្នាក់ដែលមានឈ្មោះក្នុងអត្ថបទនេះគឺសម្រាប់តែគំនិតព័ត៌មានប៉ុណ្ណោះ ហើយពួកគេមិនបង្កើតហិរញ្ញវត្ថុ ការវិនិយោគ ឬដំបូន្មានផ្សេងទៀតទេ។ ការវិនិយោគលើ ឬជួញដូរទ្រព្យសកម្មគ្រីបតូមកជាមួយហានិភ័យនៃការបាត់បង់ហិរញ្ញវត្ថុ។

ប្រកាសចុងក្រោយដោយ Ritika Sharma (ឃើញ​ទាំងអស់)

Source: https://www.thecoinrepublic.com/2023/03/08/unlocking-your-digital-wealth-how-to-secure-a-home-loan-against-digital-assets/