'យើងកំពុងឆ្ពោះទៅរកជម្លោះក្នុងគ្រួសារ'៖ ឪពុករបស់ខ្ញុំបានផ្តល់អំណោយរូបិយវត្ថុដល់កូនៗទាំង 3 នាក់របស់គាត់ស្មើគ្នា។ បងប្អូនរបស់ខ្ញុំបានយកលុយ។ ខ្ញុំបានយកភាគហ៊ុន។ វាមានតម្លៃកើនឡើង - ឥឡូវនេះពួកគេកំពុងយំសោកសៅ

Fast forward five years: My father just passed away and my siblings bought expensive toys and luxury automobiles with their cash, while my stock is worth many times what it was when it was given to me. His will states that the three of us should share in equal parts of his estate, but my siblings are arguing that my now very valuable stock should be included as an asset to be split among the estate.

Legally, they have no leg to stand on, but both are insistent that I’m taking money that is morally theirs. There’s no changing their mind and I’m convinced that we’re headed for a family feud. I’m not sure what I should do. Had the stock value gone to zero in that time, they wouldn’t be arguing that I should get extra to compensate for my “bad gamble.”

The Other Brother

Dear Other Brother,

Them’s the breaks — in this case, the sudden screeching of car brakes.

Your siblings could have chosen stocks over cash, but they wanted immediate gratification. That was their decision, and they are going to have to take ownership of their choice and live with it. Buying stocks are more likely to pay off if you hold on to them over the long term. You did just that. Instead of buying a Ferrari or a Tesla
TSLA,
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you effectively chose to invest your gift.

Show the same certainty now, and don’t cave to your siblings’ demands. Don’t allow them to bully you into selling.

Investing is all about delaying your gratification — the ability to live for today and save for a more comfortable tomorrow, as opposed to having everything today and to hell with tomorrow. The gamification of stock trading with apps such as Robinhood
ហេដ
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which has extended its trading hours beyond the market’s official hours, is in part about getting that dopamine hit. (However, trading after hours comes with risks — chief among them warped stock prices.)

This dispute is about choice. If you had taken the cash, those stocks would still be part of your father’s estate, but you made the choice to take the stock. Your siblings had the same option and chose មិនមាន to exercise it. Tell them, “I know it must be frustrating for you, but we all had the same opportunity. I took it. You took the cash.”

There is only one reason they missed out — and if they look in the rearview mirror of their respective luxury cars, they will see that reason staring right back at them.

You អាចផ្ញើអ៊ីមែលទៅកាន់ The Moneyist ជាមួយនឹងសំណួរហិរញ្ញវត្ថុ និងក្រមសីលធម៌ដែលទាក់ទងនឹងមេរោគឆ្លងនៅ [អ៊ីមែលការពារ]ហើយធ្វើតាម Quentin Fottrell លើ ក្នុង Twitter ។

ពិនិត្យ​មុន​ពេល​ចេញ ហ្វេសប៊ុកផេនឃ្វីនឯកជន ក្រុមដែលយើងស្វែងរកចម្លើយចំពោះបញ្ហាប្រាក់ដែលពិបាកបំផុតក្នុងជីវិត។ អ្នកអានសរសេរមកខ្ញុំដោយមានបញ្ហាគ្រប់ប្រភេទ។ បង្ហោះសំណួររបស់អ្នកប្រាប់ខ្ញុំពីអ្វីដែលអ្នកចង់ដឹងបន្ថែមឬថ្លឹងថ្លែងលើជួរឈរចុងក្រោយរបស់ Moneyist ។

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