Islamic Fintech Startup Wahed បើកការិយាល័យរូបវិទ្យានៅចក្រភពអង់គ្លេស

American financial technology and service provider, Wahed has extended its global reach with a newly opened office in the United Kingdom (UK). As រាយការណ៍ by CNBC, the new office is like a storefront that looks like that of ផ្លែប៉ោម Inc បាន (NASDAQ: AAPL), and it will house staff members that will provide account opening services and investment counseling for prospective customers.

Wahed is touted as an Islamic finance banking firm that adheres to the tenets of Sharia investments to serve its users. The bank does not pay interest on savings, and it does not invest its customer’s money in a wide range of conventional investment options including lending businesses, alcohol, and tobacco amongst others.

The bank encourages its users to invest their money into ប្តូរប្រាក់ទិញលក់ (ETFs) that track the price of gold, an avenue to enable its users to hedge their capital against growing fiat inflation. The differential appreciation in the price of Gold per time is what the customer’s loss or gain will be.

With the evolution of digital banking, there are a lot of startups offering tailored services for users in the space today. While the ones operating in the UK, including Revolut and Klarna do not have storefronts, Wahed’s Chief Executive Officer, Junaid Wahedna said the company’s idea to open physical offices is to bolster the trust of the Muslim community in the UK.

លោក​បាន​បន្ថែម​ថា៖ «ពួកគេ​មាន​បញ្ហា​ទំនុក​ចិត្ត។ ដូច្នេះហើយ ពួកគេចង់ឃើញវត្តមានរាងកាយ មុនពេលពួកគេទុកចិត្តអ្នកដោយលុយ។

With about 3.9 million Muslims in the United Kingdom, Wahed has a ready customer base, however, the firm said its services will not only target Muslims but also other Abrahamic faiths including Judaism and Christianity.

Wahed UK Office to Meet Investor’s Needs

There are many intricacies to digital banking, however, many investors, especially millennials and Gen Z have adapted to them as compared to banking in physical offices. Wahed has the plan to help its customers grow their funds in the most Sharia-compliant way.

Wahed is even optimistic that the company has a major role to play in serving Muslims that are largely considered generally underserved.

Wahedna បាននិយាយថា "ខ្ញុំគិតថាវាពិតជាសមជាមួយសហគមន៍មូស្លីម និងអ្វីដែលពួកគេត្រូវការ"។ “ព្រោះបើមិនដូច្នេះទេ អ្វីដែលកើតឡើងគឺសហគមន៍ឥស្លាម ដោយសារតែពួកគេខ្វះខាត ពួកគេទុកប្រាក់របស់ពួកគេជាសាច់ប្រាក់នៅក្រោមពូករបស់ពួកគេ ឬនៅក្នុងអ្វីមួយដែលមិនមានសុវត្ថិភាព ហើយពួកគេបាត់បង់ប្រាក់រៀងរាល់ពីរបីឆ្នាំម្តង ដោយសារមានការបោកប្រាស់នៅក្នុងសហគមន៍ ឬ នរណាម្នាក់ទាញយកប្រយោជន៍ពីពួកគេ។ ហើយ​វដ្ដ​ភាព​ក្រីក្រ​នោះ​នៅ​តែ​បន្ត»។

Wahedna criticized the usury model of most lending service providers today, adding that most fintech platforms are adding to the increasing cost of living for most people. The company is largely operating at a loss even though its outfit in Malaysia and the US had broken even.

Saudi Aramco Entrepreneurship Capital, professional footballer, Paul Pogba is amongst the backers of the firm which has raised $75 million to date.

ក្រោយ ព័ត៌មានអាជីវកម្ម។, FinTech ព័ត៌មាន, ព័ត៌មាន

បេនយ៉ាមីនព្រះហ្វ្រីគឺជាអ្នកដែលមានចំណាប់អារម្មណ៍និងជាអ្នកសារព័ត៌មាន blockchain ដែលចូលចិត្តសរសេរអំពីកម្មវិធីជីវិតពិតនៃបច្ចេកវិទ្យានិងការច្នៃប្រឌិតថ្មីៗដើម្បីជំរុញឱ្យមានការទទួលយកជាទូទៅនិងការរួមបញ្ចូលទូទាំងពិភពលោកនៃបច្ចេកវិទ្យាដែលកំពុងរីកចម្រើន។ បំណងប្រាថ្នារបស់គាត់ដើម្បីអប់រំមនុស្សអំពី cryptocurrencies ជម្រុញការចូលរួមចំណែករបស់គាត់ចំពោះប្រព័ន្ធផ្សព្វផ្សាយនិងគេហទំព័រដែលមានមូលដ្ឋានលើ blockchain ។ បេនយ៉ាមីនព្រះហ្វ្រីគឺជាអ្នកស្រឡាញ់វិស័យកីឡានិងកសិកម្ម។